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To calculate the ROI for a rental property, first estimate the annual rental earnings and annual operating bills, which would include the prices of upkeep, property taxes, utilities and other ongoing costs. Assuming this, the ROI is calculated by subtracting annual rental earnings from annual operating costs and dividing by the balance on the mortgage mortgage. But a myth to be debunked is that the market focuses every thing there. There are different cities, called citycluster, corresponding to Subaraya , Bandung and Samarang (1.5 million) within the island of Java, which is also probably the most densely populated and where there are attention-grabbing properties on the market.